Buying, selling, home loans, subsidies, cover, rewards and more. The ME Collective brings every part of real estate together, so you only tell your story once.
Think of the Collective as a warehouse for real estate. Every room is a specialist team, and every room is connected. When you need the next step, it is already down the passage. And there is yet more to come.
Buy or sell with agents who know the market. Free valuations with our Passport to Sell.
Step inside Home loans
Our in-house home loan team. One application to all the major banks, at no cost to you.
Step inside Bond origination for partners
Where it all started in 2018. Home loans for agents, developers and their buyers, and support for independent agencies to grow.
Step inside Government subsidies
Help for first-time buyers with government housing subsidies, all the way to the title deed.
Step inside Insurance and estate planning
Home, contents, life and bond cover, plus wills. Protection without the hard sell.
Step inside Referral rewards
Know someone who is buying or selling? Refer them and earn a reward when the deal closes.
Step inside Bridging finance
Waiting for transfer? Access part of your sale proceeds or commission early, so life keeps moving.
Step inside Giving back
Our non-profit. We uplift under-resourced communities through education, skills, mentoring and support.
Step insideWe keep building, and there is yet more to come. New rooms open once they are ready to look after you properly, never before.
Real reviews from real clients, straight from our Google pages.
Dewald and Riaan have been an absolute pleasure to work with! Sorted everything, got all my information aligned and made sure I got a great bond! Super happy and grateful
Abdulla was very helpful Always on time for meet-ups, suggested the best options even though I did not know about it. Gave sufficient information and was very educational, would definitely recommend him
Got me the best deal. Special thanks to Hazel and Liesl for being there throughout
Riaan has excellent customer service, gives helpful advise, open to as many questions as I could come up with, gave me ample reassurance and ensured I was able to get my home. I am very grateful to him.
Riaan and Dewald were exceptionally friendly, professional, and efficient throughout the entire process. Their responsiveness, dedication, and sense of urgency were truly impressive, ensuring that everything moved forward quickly and smoothly. Thank you both for the outstanding service and commitment. Your professionalism and efficiency are highly appreciated. Well done, and keep up the excellent work!
We would like to express our sincere gratitude to our bond originators for their excellent service and support throughout the bond application process. Thank you for your professionalism, patience, and dedication in making the process smooth and stress-free. We truly appreciate your hard work and would highly recommend your services to anyone looking to secure a home loan. Keep up the great work!
Riaan has been the best at following up and always keeping us motivated and encouraging us. I will defnitely recommend mortgag express for their service
I would like to sincerely thank you Abdullad for your excellent assistance during the process of buying my house. Your professionalism, patience and constant guidance made what could have been a very stressful process so much easier. I truly appreciate how you kept me informed at every stage and went the extra mile for me. I am very happy in my new home and will gladly recommend your service's to anyone looking to buy or sell. Thank you Again.
A very dependable and honest guy. He is a good communicator & quite efficient with his work. I'm a happy client and my apartment got sold in a good space of time, considering how sales were looking at the time,
A big big thank you to Mr Neil Lakay with the sale of my property. Thank you for your the constant communication, positivity and passion that you have for your profession. I would definitely recommend Neil to anyone who wants to buy or sell property. May God bless you in your hustle Sir.
Thank you Hazel for your exelent and speedy service 🙏 ❤️
Riaan and Yolanda as well as the rest as his team are very helpful. They explain everything in set without pressure and assist you with anything that you ask of them within their reach. I highly recommend their company. As a first time buyer, they were God sent. They are resilient and patient. Calm and knowledgeable about their work. Their customer service is totally outstanding and professional.
I would like to express my sincere appreciation to for their assistance with my subsidy application. Their professionalism, attention to detail, and willingness to help ensured the process was completed efficiently.Because of their help, everything went through smoothly. I highly recommend their services to anyone needing support.
Abdul property was amazing!guided me through out the process, always honest, never pressured me.sorted all the paperwork quickly , highly recommend them.
Faiza was absolutely amazing with my FLISP application. She helped me quickly, efficiently, and made the whole process completely stress-free. I highly recommend her services!
I had a very good experience and so grateful that Dewald was recommended. He was extremely helpful, explained everything, answered all questions and was very honest about everything. Would definitely recommend him.
I just want to applaud Ms Geneve from subsidy me for helping me and my kids get our dream home thank you so much Ms Geneve for all the hard work you put in to give us our home I just want to wish you Ms Geneve all blessings upon your life and a successful future ahead of you and plus I'm so grateful to have meet a women with a beautiful soul like yours Ms Geneve I just pray good things your way. From Liesl and the kids 🌹❤️🙏
Faiza Vaughan service was phenomenal. She kept me updated with the processing of my subsidy from the beginning to the end. 10/10
Thank you to Hazel and Neil for making the process so easy and for being so patience with us. Could not have done this without you guys. Keep up the good work!
I just want to thank you Faiza for an amazing job you always kept me updated and I really appreciate the effort you have done to sort out my subsidy application and it was successfully approved thanks again I wish you everything of the best for 2026 God bless 🙌
Before you travel, you get a passport. Before you buy or sell, you get one from us. It tells you where you stand, so every next step is easier.
Mortgage Express opened its doors in 2018. In 2024 it grew into The ME Collective, a warehouse of real estate teams. The track record came first.
One Client at a Time.
Real estate should be a place for anyone. So we build our own tools to make it simpler, faster and fairer.
Buying or selling means sharing personal details. In today's fast-paced world, with fraud and cybercrime on the rise, we take that trust seriously.
Across the Collective we are registered with, accredited by or members of:
Buying, selling or just curious? Pick a door. Every one of them is free.
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